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BankingSouth AfricaTraditional Business

Capitec cut a six-hour reconciliation to one minute

South Africa's Capitec used Microsoft Copilot and Azure OpenAI to speed up internal work and finance processes.

Capitec Bank South Africa 15,000+ employees Africa
Capitec Bank
6 HRS → 1 MIN
reported reconciliation process time

The Business

South Africa's Capitec used Microsoft Copilot and Azure OpenAI to speed up internal work and finance processes.

Capitec Bank · Africa · 15,000+ employees.

Before AI

A specific finance reconciliation process took around six hours, and routine knowledge work was slow.

What Changed

Capitec rolled out Microsoft 365 Copilot and built a finance agent on Azure OpenAI.

The Result

Reported reconciliation process reduced from six hours to one minute, with 80% of staff using the tools saving at least an hour a week.

Why this matters

One process, radically faster.

You don't need to transform everything at once.

Finding a single painful, repetitive process and collapsing it is often the most credible and convincing first step.

Technology Used

Microsoft 365 Copilot + Azure OpenAI
by Microsoft

Used for:

ReconciliationKnowledge work

Source

Microsoft
Vendor customer story
Capitec Bank customer story
Published: 2025
Read original case study

Results are reported by the identified source/company and have not necessarily been independently verified by AI YAI YAI.

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We only feature cases where AI materially changed a process, product, service or business model — not simply where someone started using an AI tool. Reported results are attributed to their source and not necessarily independently verified.

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